Homes & Gardens

Outdoor living spaces have become an essential feature of modern homes across the UK and Ireland. Whether it’s a cosy patio in a suburban garden or a stylish rooftop terrace in the city, decking plays a vital role in extending usable living space outdoors. In recent years, composite decking has emerged as a leading choice among homeowners, landscapers, and builders alike. Offering a perfect blend of aesthetic appeal, durability, and eco-friendliness, composite decking is transforming gardens and outdoor areas across the British Isles.

What Is Composite Decking?

Composite...

Heat pumps are having their moment—and with good reason. As energy efficiency climbs the priority ladder for homeowners, the appeal of a system that provides both heating and cooling, while using far less energy than traditional methods, is undeniable. Whether it's in a new build or part of a retrofit, heat pumps offer a future-forward solution that aligns with stricter regulations and evolving environmental standards.

But here’s the thing: even the best heat pump can underperform if it’s not installed correctly. In fact, installation missteps are one of the fastest ways to drain...

You might be wondering, "Can you get a mortgage with debt?" Banks use something called the Debt-to-Income Ratio to decide if you can borrow for a house. This blog will show you how to calculate debt to income ratios and what numbers lenders want to see.

Stick around, because getting your dream home may depend on it!

Key Takeaways

• Banks use the Debt-to-Income (DTI) Ratio to decide if you can get a mortgage. It compares your debts to your income.
• There are two types of DTI: Front-End focuses on housing costs, Back-End includes all debts. Lenders
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Adlington Retirement Living has opened the doors to a welcoming coffee lounge, a stylish homeowners’ lounge, an on-site restaurant and a beautifully designed show apartment at Radford House, its new retirement community on Weirfield Road.

Alexandra Johnson, Sales and Marketing Director for Adlington Retirement Living, said: “We create communities where our homeowners can enjoy life on their terms, combining independence with friendship, comfort and support in a safe and secure environment.

“While our beautiful apartments and shared spaces set the stage, it’s the sense of...