The Government-backed Help to Buy scheme has helped over 270,000 new home buyers since it was introduced in 2013. However, from 1st April this year, the scheme is changing. Emma Cotterill, regional sales and marketing director for Kier Living Western, explains what local buyers need to know.
Help to Buy was introduced to help new home purchasers with deposit funds. Initially open to anyone buying a new home up to the value of £600,000, it enabled purchasers to buy with just a 5% deposit and a 75 % mortgage. The remaining 20% of the purchase price was covered by an equity loan from...
Starting your own business after many sessions of brainstorming and years of planning within tight financial budgets, no doubt feels a victory in itself. However, do not let this victory affect your critical thinking and stop you from moving on to the next big decision. There are some critical decisions that you must make before you start your own business. One of those decisions is to create a business plan within which you should select the location for your business.
Business location plays a vital role in overall business sustainability. We have listed down some important...
As much as we all want to be on Phoebe Buffay’s side when she said you absolutely can do an unselfish good deed, in “ The One Where Phoebe Hates PBS ” episode of Friends, there is definitely some truth to it.
Giving feels good, doesn’t it? The optimistic view would claim that the majority of us are no stranger to having done a good deed for someone and, in turn, have been rewarded with that warm fuzzy feeling you get when you have helped someone or made their day, which is definitely a factor when we give to charity - but are there other any benefits, and why do we do it?...
A trading account is significantly different from a current or a savings account, which comes with its own sets of features, purposes, and regulations.
As each day passes us by, we are getting closer to an immersive digital transformation. The cost of living is rising too, with new choices of lifestyles and inflations. So, how to combine these two phenomena into one and create a solution for the ever-increasing living expenses? Many people would argue that the answer lies in wealth management through the process of investing and trading in the financial markets.
Even in the post COVID19 world, virtual STEM summer schools would play an important role. Here we discuss some of the advantages of conducting these camps virtually.
Summer Schools and their Benefits
In this connected era, more and more parents, teachers, schools as well as young students all over the world are realising the pros of attending a high-quality summer programme in both the US and the UK. But there are still several who are often unaware of the incredible benefits of these programmes and end up being at a major disadvantage when compared to their peers.
Health and protection insurer, The Exeter, has today announced that Isobel Langton will succeed Andy Chapman as their new Chief Executive and will be joining The Exeter in April 2021. Isobel’s appointment is subject to regulatory approval.
Andy Chapman announced his intention to retire in February 2020. The search for his replacement began a year ago but has been delayed due to the Coronavirus pandemic.
Isobel is a widely experienced senior executive with strong financial, operational and relationship management skills, spanning over 30-years within the insurance...
Gardening is one of the best kinds of hobbies there is. It is extremely eco-friendly and it keeps your mind and mood cheerful. But let’s be honest here. Gardening, at the same time, is a time-consuming task as well. Also, it takes a lot of effort to properly maintain a garden. So, it is very hard to do gardening for a person who does not have enough free time. That’s why we are here to spare you some tips on easy gardening if you are a busy bee.
Drip Irrigation System, Sprinklers and Other Time-Saving Watering Solutions
The use of these methods depends on the size of...
The Dartmoor Livestock Protection Society and the Dartmoor Pony Heritage Trust have issued a joint statement urging visitors to the moors to enjoy pony herds from a distance, after some have been seen to be carrying strangles.
Strangles is a highly contagious and difficult to manage bacterial infection of the respiratory system. It can be spread through direct contact with affected equines, or indirectly on items such as clothing, gloves or even cars.
This is a challenging disease to manage and eradicate because infected horses and ponies become carriers, where even...
Exeter-based child care provider, Five Rivers , is holding a virtual event ahead of Care Day, the world’s biggest celebration of children and young people with care experience. This year’s event is set to be attended by hundreds of foster carers and care-experienced children from across the country.
On Thursday, 18 February from 6.30pm to 8pm, Five Rivers Child Care will be hosting an evening of virtual entertainment to mark Care Day, an internationally celebrated event which is the following day.
This year’s celebration is the largest Five Rivers Child Care has held in...
With Lockdown 3 and nearly a year of restrictions due to the Covid-19 pandemic taking a physical and mental toll of the nation’s health, David Lloyd Clubs wants to do its bit to help by opening its doors (albeit virtually) for the first time. With health, fitness and wellbeing content previously only available exclusively to its members, the UK’s largest health club is today making its David Lloyd Clubs @home available free of charge to the nation.
In response to the recent news that nearly half of the UK population are exercising less during the current lockdown than during the...