Owning a small business is something to be proud of, and the most crucial part of any business is managing finance. As a small business owner, you need a merchant account that is low cost enough to help you grow, but also capable enough for when you do. Clover hardware play a part in your success by offering innovative and secure small business solutions.

Unfortunately, some business owners tend to enter into a merchant processing agreement without understanding what they are getting into. This is a significant mistake. A business owner must research before selecting their...

You don’t need to pay to have your council tax valuation band reviewed, Exeter City Council has pointed out. The local authority said that anyone could apply to the Valuation Office Agency if they felt the property they were living in was in the wrong council tax band. However, appeals to the government department may also see the banding go up rather than down! The advice from the City Council comes after an elderly resident was contacted by a company offering to appeal against their council tax banding in return for an £80 fee. Cllr Emma Morse, Lead Councillor for People, said: “Whilst...

South Western Ambulance Service NHS Foundation Trust (SWASFT) is urging people only to call 999 in a genuine emergency this Christmas. Demand for the service is likely to peak between Saturday 22 December and Boxing Day when staff are expecting to deal with more than 3,100 incidents a day. Managers warn that unnecessary calls over the busy festive period could delay emergency help for people in real need of an ambulance. SWASFT has released a montage of clips from 10 inappropriate calls it received from the public recently, as examples of people calling 999 for the wrong reasons. The 10...

While most people will be tucking into leftover turkey sandwiches and enjoying a break this Christmas, staff at Barratt Homes in Exeter are gearing up for their busiest time of the year.

The five star housebuilder has revealed that the fortnight after Christmas is its most action-packed time of the year – with eager househunters using the festive season to hit their computers and search for a new home for the New Year.

Barratt Homes saw a huge spike in website visits after Boxing Day last year. It was followed by another surge in the first week of January, when enquiries...

Earning money is just one factor in boosting your finances. There are the obvious considerations – budgeting, picking the correct bank accounts, managing credit and shopping around where major outgoings like utility bills, car finance and phone contracts are concerned – but one area in which most people don’t take proper advantage is investment.

While big businesses may be halting larger investments due to wider financial constraints, there’s nothing stopping individuals from doing what they can for themselves. Other than putting money in to property, which may be seen by some as...

The Brexit debate has been heating up in recent days, and not necessarily for the better. Prime Minister Theresa May is struggling to bridge the gap between confidence and reality while is seems that the government is beginning to put contingency plans in place in the event of a hard Brexit. In truth, the outcome is still hardly predictable. We should nonetheless note that the chances of a no-deal Brexit are looming on the horizon and this has everyone worried. What might this situation signify for Exeter businesses and are there any ways in which they can seek to avoid this turmoil? Let's...

How many times do you get to go out and enjoy a night on the town? Unless your bank account is bottomless, it’s probably fair to say you get to treat yourself once or twice a month. All the more reason to make sure your nights out are the best possible experience, preferably without any stress or hassle! There are several things you can do to increase the possibility of having a great evening; below are a few suggestions.

Make Your Plans in Advance

Rather than leaving your arrangements in the lap of the gods, you’re better off planning your night well in advance. This is...

While Christmas is an exciting and joyous occasion for many, it can also be a stressful and lonely time for people affected by dementia, their family and carers.

The stark reality is there are 850,000 people living with dementia in the UK, with more than 13,800 across Devon. With this in mind, tens of thousands of families will be preparing for a Christmas with someone affected by the condition and many will be living alone.

Alzheimer’s Society asked families living with dementia across the UK to share their experiences and advice for creating a dementia-friendly...

The recently completed student apartment complex that has revitalized a run-down theatre on Bartholomew Street is just one example of how much times have changed for Exeter University students when it comes to living conditions. Those of us who remember going to university in the latter decades of the 20th century, when cold, mould and leaky roofs were par for the course, will probably think students have never had it so good.

However, the differences between today’s student digs and those made famous by TV shows like The Young Ones go beyond better glazing and sanitation,...

Kathy Trist has joined the Litigation Team based in Exeter

Everys Solicitors has appointed Kathy Trist to its Litigation Team. Based primarily in their busy Exeter office, Kathy will undertake general litigation matters with particular interest in property litigation, professional negligence and commercial contract disputes.

Kathy qualified as a solicitor in 2004 and, given her years of experience, has come across most types of property dispute. Property litigation covers a wide area from disputes over who owns what and on what basis, to boundary disputes, construction...