What are the main differences between captive and self insurance

Authored by David Banks
Posted: Thu, 05/28/2020 - 3:54pm

There's absolutely no doubting the fact that there are many attractive things about starting a business. You set your own hours, give yourself access to unlimited income potential, and begin to build wealth with real assets.

However, there's also a massive downside to starting a business: risk. Whether it's a customer lawsuit, a workers' compensation claim, or failed operations in a new market, every aspect of a company's operations has an inherent element of risk.

There are two principal ways that businesses insure themselves from realizing the full cost of a risk that...

DFS to re-open Exeter showroom as part of phased re-opening plan

Authored by News Desk
Posted: Thu, 05/28/2020 - 3:02pm

Following updates to government guidance on May 13th that allowed ‘homeware’ retailers to re-open, DFS will be welcoming customers back into its Exeter store from Friday May 29th.

The re-opening of the showroom is part of a phased plan that has already seen DFS re-open three stores in Leicester, Milton Keynes and Bolton on May 22nd. In addition to the Exeter store, a further 86 DFS stores in England will also re-open on May 29th.

The showroom will be operating with extensive new processes and safety measures in place, including: comprehensive staff training to ensure...

Do you own a piece of Exeter City Football Club?

Exeter City Football Club is attempting to trace around 100 people who have bought shares in the club over the last century.

The club, which is legally obliged to hold an up-to-date share register at St James Park, is making a concerted effort to track down a number of missing shareholders or the next of kin of those who have passed away.

It is believed the earliest shares date back to the 1930s and may have been passed down through people’s families.

Nick Hawker, chair of Exeter City Supporters’ Trust, said: ‘We are making a real effort to find all the Club’s...

“With winter now gone, we are starting to witness a whole new level of poverty and issues” comments Tara Bowers, Chair of ECOE.

Poverty and Hardship soar during Covid crisis

Last year Healthy Homes for Wellbeing, run by Exeter Community Energy (ECOE) launched a Winter Warmth campaign highlighting the issues of fuel poverty and hard to heat homes faced by local residents each and every winter. The campaign generated almost £5000 for the Healthy Homes Hardship Fund, thanks to the generosity of local residents. This money has been used over the past 6 months to support low income and vulnerable households with purchases such as electric heaters, fridges, washing machines, cookers, fuel vouchers and basic repairs.

“With winter now gone, we are starting to...

6 New Hobbies to Try After Lockdown

Authored by Claire Small
Posted: Thu, 05/28/2020 - 10:27am

The quarantine life isn't easy and this worldwide pandemic has made us all appreciate the little things we took for granted before. However, there is still hope that the world will go back to normal soon and we could do everything we loved outdoors once again. So, if you're thinking of trying out some new hobbies after the lockdown ends, these are 6 hobbies that may interest you.

1. Photography

Photography is an excellent choice to consider for a new hobby. It's great because you can take some of the best pictures ever if you just try hard enough. So many people love...

The exciting rise of Exeter’s own Ethan Ampadu

Authored by Sam Richards
Posted: Thu, 05/28/2020 - 10:23am

The county of Devon isn’t hugely renowned for producing world-class footballers, with only a handful making it at Premier League level in recent years. Middlesbrough’s George Friend, from Barnstaple, made 24 appearances in 2016/17, while Torquay-born Ollie Watkins has been a star for Brentford in the Championship since 2017.

There are of course others who’ve enjoyed great careers in soccer, but it’s perhaps Chelsea’s Ethan Ampadu who has the potential to become the greatest player produced by the county in a generation.

In this article, we will discuss his early life and...

3 ways to make home schooling easier than ever

With uncertainty surrounding when children will be able to return to school, parents are still finding innovative ways to deliver lessons at home. Often combining work commitments with caring for younger children too, it’s no surprise that many parents are eager to receive help and support as they coach their kids on a range of key subjects.

The vast majority of children in the UK attend either state or private schools, so home schooling isn’t just an adjustment for parents. As parents get to grips with holding mock lessons, kids are learning to resist the distractions that...

How Exeter University is Preparing Students for the Modern World

Exeter is rightly proud of its university which attracts students, not just from the UK but from all round the world. And, as a leading member of the Russell Group of universities, much of the focus is on traditional subjects like English, Mathematics, and Medicine. But, like all educational institutions, it is also acutely aware that the 21st century demands a whole new set of skills from its graduates. So there are a number of courses in the prospectus with this very much in mind, that are proving increasingly popular with students.

Psychology with sports and exercise science

...

The Prince’s Countryside Fund awards 11 emergency grants to rural communities across SW

Authored by News Desk
Posted: Wed, 05/27/2020 - 10:37pm

The Prince’s Countryside Fund has awarded eleven emergency grants to farming and rural community support groups across the South West who are providing assistance to counter the effects of isolation during the Coronavirus pandemic.

The Fund supported six organisations across Devon: Community Council of Devon (operating as Devon Communities Together), Dartmoor Community Kitchen Hub CIC, Harvest Workers Co-op Ltd, Hawkchurch Community Shop Ltd, Ivybridge and District Community Transport Association and TRIP Community Transport Association. As well as three organisations in Cornwall...

Warning of fire risk on dry Dartmoor

Authored by News Desk
Posted: Wed, 05/27/2020 - 10:34pm

Dartmoor National Park and Devon and Somerset Fire and Rescue Service have issued a warning for people not to light barbecues and campfires after an increase in wildfire incidents. Soaring temperatures and hot weather, which is set to continue in coming days, means the fire severity risk on Dartmoor is forecast as ‘high’. Anyone planning a trip to Dartmoor for some fresh air, a picnic or a family day out is asked to be vigilant against wildfire by not lighting a barbecue or campfire. Andrew Watson, Head of Recreation, Access and Estates said: “We want people to come and enjoy Dartmoor,...

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