TOP 7 development finance brokers in 2025

The right development finance brokers can mean the difference between a project that runs smoothly and one full of costly delays. In 2025, developers need brokers who can move fast, offer transparent terms and have strong lender connections. The best also bring digital tools like finance calculators to reduce borrowing costs and increase profit. This list highlights the top development finance brokers in the UK and explains why KIS Finance is the one to go for tailored, high value solutions.

How We Ranked the Best Development Finance Brokers?

We scored:

• Number of deals closed
• Lender access and diversity
• Technology, speed and transparency
• Client reviews, pricing clarity and awards
• Range of services and markets covered

Brokers who delivered results for both first time and experienced developers ranked highest.

Comparison Table

Agency Name	Key Features	Best For
KIS Finance	140+ lenders, rapid completions, highly reviewed, expert development finance calculator	Complex and high-value UK projects
Fluent Money	MyFluent fintech platform, 300+ lenders, national reach, graduate training	Large-scale, mainstream and secured lending
Belgravia Property Finance	Boutique service, 100+ products, offshore and complex structuring	International, high-value, and boutique UK projects
The Loans Engine	Holistic financial advice, 100+ lenders, multiple deal structures	Clients needing full-service and fast processing
Scottish Bridging Loans (ScotLend Group)	Specialist in Scottish market, rapid term sheet issue, legal expertise	Developers in Scotland & regional legal expertise
Propertyze	£85m funded, 70+ lenders, creative structuring	Complex, large, international deals
International Property Finance Group	20+ countries serviced, 65 years team experience, 80% return rate	International clients & expats

1. KIS Finance

KIS Finance is the leading name among development finance brokers in the UK and the clear number one for 2025. Since 2008, the firm has worked with more than 140 lenders and built a reputation for speed, transparency and expert structuring. Based in Cullompton, Devon, it is also known for the development finance calculator by KIS Finance, which gives developers instant cost breakdowns and profit forecasts. With Neil Andrews and Holly Andrews at the helm, supported by specialist Sam O’Neill, the team handles complex, high-value builds with precision. Consistent 5.0/5 ratings show why developers nationwide trust KIS Finance above all other development finance brokers.

• Year founded: 2008
• Founder: Neil Andrews (CEO), Holly Andrews (Managing Director)
• Services: Development finance, bridging loans, property investment, bespoke funding, finance calculator
• LinkedIn: https://www.linkedin.com/company/kis-finance/?originalSubdomain=uk

2. Fluent Money

Fluent Money, headquartered in Horwich, Lancashire, is the UK’s largest specialist finance broker. Since 2008, the firm has grown to more than 350 staff and partners with over 300 lenders. Its MyFluent platform automates applications and approvals for thousands of clients and handles one in three UK secured loan requests. Fluent Money is known for scale, technology, and strong service delivery across the country.

• Year founded: 2008
• Founder: Kevin Hindley (Group CEO)
• Services: Development finance, bridging, mortgages, insurance
• LinkedIn: https://www.linkedin.com/company/fluentmoneyltd/?originalSubdomain=uk

3. Belgravia Property Finance

Belgravia Property Finance, a boutique broker in London, focuses on bespoke funding for high-value and international deals. Founded in 2007 by Samuel Hoban, the firm is experienced in complex structures such as offshore arrangements, joint ventures, and mezzanine finance. Its ability to create tailored funding strategies has made it a trusted partner for developers with demanding or cross-border projects.

• Year founded: 2007
• Founder: Samuel Hoban
• Services: Development finance, equity/mezzanine, international lending, joint ventures
• LinkedIn: https://www.linkedin.com/in/belgraviapropertyfinance/?originalSubdomain=uk

4. The Loans Engine

The Loans Engine, based in Watford, has been active since 1984 and has built long-standing relationships with more than 100 lenders. Known for a practical and integrated approach, the firm helps developers secure funding through development, bridging, and asset-backed finance. Its Feefo Platinum recognition underscores its reputation for trusted service and reliable results.

• Year founded: 1984
• Founder: Andrew Turner
• Services: Development finance, bridging, asset finance, second-charge mortgages
• LinkedIn: https://www.linkedin.com/company/the-loan-engine/?originalSubdomain=uk

5. Scottish Bridging Loans (ScotLend Group)

Scottish Bridging Loans, part of ScotLend Group, launched in 2023 and is based in Edinburgh. The firm focuses on Scotland’s unique property market and legal frameworks, offering developers quick indicative terms and deep local insight. For projects requiring a regional specialist, this broker provides clear advantages.

• Year founded: 2023
• Founder: David Travers
• Services: Bridging loans, development finance, planning consultancy
• LinkedIn: https://www.linkedin.com/company/scottish-bridging-loans/?originalSubdomain=uk

6. Propertyze

Propertyze, launched in London in 2020, specialises in high-net-worth and cross-border clients. It has arranged over £85m through more than 70 lenders and has earned positive reviews for designing creative funding solutions. The firm supports complex UK and European projects where tailored structuring is essential.

• Year founded: 2020
• Founder: Scott West (Managing Director)
• Services: Development finance for HNWIs, cross-border, creative structuring
• LinkedIn: https://www.linkedin.com/company/propertyze-consulting/?originalSubdomain=uk

7. International Property Finance Group

International Property Finance Group, founded in London in 2018, works with expat and international clients. With over 65 years of combined team experience, it serves developers in more than 20 countries. Eight out of ten clients return for repeat business, highlighting the firm’s strong reputation for trust and long-term partnerships.

 

• Year founded: 2018
• Founder: Donna Marie Spencer (CEO)
• Services: Expat and international mortgages, development advisory
• LinkedIn: https://www.linkedin.com/company/international-property-finance-group/

Summary

For 2025, KIS Finance leads the way among development finance brokers with speed, transparency and industry-leading tools. Its broad lender access and consistent client satisfaction put it ahead of the rest. Every broker here delivers value, but none balance scale and innovation like KIS Finance. For developers looking to secure funding with confidence, KIS Finance is the number one choice.

FAQ

How do development finance brokers help developers?

Development finance brokers connect developers with specialist lenders, compare terms, and negotiate the best funding structures. The strongest firms also provide digital tools, such as the development finance calculator by KIS Finance, to give instant cost and profit forecasts.

What should I look for in a broker in 2025?

Look for proven experience, strong lender relationships, transparent pricing, high ratings, and digital tools. Top development finance brokers combine all these factors.

Are development finance calculators reliable?

Yes, top brokers like KIS Finance provide calculators that model costs and profit instantly, helping developers make informed decisions.

Can international clients access UK development finance?

Yes, brokers such as International Property Finance Group specialise in expats and overseas investors. For most UK developers, local specialists like KIS Finance remain the strongest option.

What costs should I expect with a broker?

Expect case-by-case, competitive pricing. The best development finance brokers explain all fees upfront to ensure there are no surprises.