Homes & Gardens

How the Debt-to-income Ratio for a Mortgage Works

You might be wondering, "Can you get a mortgage with debt?" Banks use something called the Debt-to-Income Ratio to decide if you can borrow for a house. This blog will show you how to calculate debt to income ratios and what numbers lenders want to see.

Stick around, because getting your dream home may depend on it!

Key Takeaways

Banks use the Debt-to-Income (DTI) Ratio to decide if you can get a mortgage. It compares your debts to your income.
There are two types of DTI: Front-End focuses on housing costs, Back-End includes all debts. Lenders

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7 Cleaning mistakes that are actually unsafe

Cleaning your home isn't just about making it look good. It's also about making your home a safer and healthier place . Often, we unknowingly make mistakes while cleaning that are not the safest things to do. That's what I am going to discuss here.

I will go through 7 common cleaning mistakes people make that aren't safe. The purpose of knowing these is to avoid them. So, without wasting any more time, let's get going.

Now, these are some general mistakes anyone can make, and it's easy to avoid them as well. What's more important is that you don't make these mistakes...

The top 4 reasons to invest in an invisible dog fence

An invisible dog fence is an electrically charged fence placed underground to keep your dog within a confined area in your yard. The fence is digitally connected to a transmitter in your house and a receiver on your dog's collar to keep him from going beyond the set boundaries. This article discusses why you should invest in an invisible dog fence. To learn more about the benefits, reading further.

It is cheaper than a physical fence

Constructing and maintaining physical fences can be pricey. If you compare the cost of buying materials and installing the physical fence, you will...

Capturing The Country Vibe In Your City Home

I’m from the countryside, a town surrounded by hills and lakes and sheep, but like many of my peers, I now live in the city.

It’s a reality of work. Sometimes you may have to compromise for a while when you are getting established within your profession.

With that being said, you don’t have to live in a super sleek modernist apartment just because that’s what the apartments to the left and right of you look like.

If you’re going to be city-based for the next few years, why not bring in that country aesthetic, make it your home away from home. We all get homesick...

Tenant referencing: What can affect it, and how to protect your profile

If you are a tenant of rented property in the UK, you are highly likely to have been subjected to a referencing process in order to successfully start your tenancy. Tenant referencing is a fact of the market, and a powerful tool landlords use to ensure that prospective tenants are not only legally allowed to rent property, but a safe bet for property maintenance and prompt rent payment. The state of your tenant reference check when applying to rent a new property can have a number of ramifications for your chances – but what are they, and how can you address them?

Why does tenant...

The eco-friendly way to save money - recycling and reusing furniture

With the rising awareness of environmental issues, many people are looking for ways to make a difference and help save the planet. This awareness has created the idea of an eco-friendly lifestyle. An eco-friendly lifestyle is about minimising your impact on the environment and making sure you are conscious of what happens to any waste that is created. There are many ways you can do to implement an eco-friendly lifestyle such as practising recycling, reusing and repurposing items.

One way for homeowners to live a greener lifestyle is by repurposing furniture items they already...

How to Pick the Right Quick House Sale Company

Are you thinking about selling your home quickly? It's not a decision to make lightly as there are many factors that go into the process. You need a company that will take care of the whole process from beginning to end.

A quick house sale company can be a great option if you wish to sell your real estate property fast. However, you might want to be very careful when doing transactions with these firms because if you haven't got the chance to research the company, you are most likely putting yourself and your wealth at risk.

This article discusses numerous ways for you...

Complete your home design for less

Nothing beats shopping in a robe from the comfort of your living room or during those rare free moments when you have time to spare. The convenience of shopping online has driven many buyers to the internet. You are undoubtedly busy; whether it’s work, errands for the home, or raising children, your tasks are endless. Having a beautiful home is important, but finding the time to shop around can prove challenging. 1Stop Bedrooms helps remove some of those challenges by presenting a vast selection of quality furniture for your home. Skip the long lines and avoid travel to a retail location...

How to make a small bedroom look great

In the new age, its all about making the most out of everything. This explains why small homes have become a common thing around the world. Styling a small home, let alone a small bedroom can be a bit difficult. Its even more difficult if you grew up in or got used to bigger spaces. Read on for tips on how to make your small bedroom look great.

How to design your small bedroom

Think about the layout

There isn’t much that goes into the layout of a small bedroom. The most important thing is to choose one side of the wall furthest away from the door for bed space...

Vistry Partnerships South West Successfully Launches new Exeter development in partnership with LiveWest

Long standing partners, Vistry Partnerships and LiveWest have once again united to formerly open the doors to their brand-new development, Haldon reach in Alphington.

This latest partnership development sees the pair, develop and build 737 much needed new homes in South West Exeter. The open market homes will be sold under the Bovis Homes brand with affordable options available including affordable rent and shared ownership.

The partnership celebrated as they officially opened the doors to a beautiful new show home and a brand-new sales centre ready for homebuyers to...

Top 6 kids' room ideas for 2022

Kids’ rooms are multipurpose spaces. They should be functional and fun at the same time. For parents, finding the perfect balance between aesthetics and functionality is challenging. Discover simple ideas that will help you create a perfect space that will encourage creativity and fun!

Professional Services

If you want a unique and flawless design, consider hiring experts. For example, Dragons of Walton Street create bespoke projects that inspire childhood dreams. Professionals can also revive your old furniture and add unique artwork your child will love! Here are six useful...

Homes & Gardens

How the Debt-to-income Ratio for a Mortgage Works

7 Cleaning mistakes that are actually unsafe

The top 4 reasons to invest in an invisible dog fence

Capturing The Country Vibe In Your City Home

Tenant referencing: What can affect it, and how to protect your profile

The eco-friendly way to save money - recycling and reusing furniture

How to Pick the Right Quick House Sale Company

Complete your home design for less

How to make a small bedroom look great

Vistry Partnerships South West Successfully Launches new Exeter development in partnership with LiveWest

Top 6 kids' room ideas for 2022

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