Blogs

5 Ways to Improve Your Chances of Approval for a Guarantor Loan

There are many funding options for people who need money, and a guarantor loan is one of them. This loan works well for people with a poor credit history as it can increase their likelihood of getting the money. The guarantor, who can be a trusted family member or colleague, acts as added security to the lender. If you fail to pay as per the agreement, the guarantor helps settle the amount.Guarantor loans have become popular for people with poor credit histories and those without stable sources of income. The guarantor you choose should be trustworthy and prove the ability to pay in case...

Val Watson

Val Watson

Posted:

2015 - Climate Crunch Year

Authored by Martyn Goss
Posted: Fri, 02/13/2015 - 9:09am

A recent scientific report has suggested that 4 out of 9 ‘planetary boundaries’ have been crossed*.

If pushed beyond safe limits, the Earth may become less hospitable for humankind to prosper. In this update on the boundaries, the authors found that climate change, the loss of biosphere integrity (through species extinction, and the loss of genetic and functional diversity), land-system change (for example deforestation), and biochemical flows (such as phosphorus and nitrogen from fertilisers) have passed beyond safe levels. The other five processes relate to ozone depletion, ocean...

Environmental crisis: trough of despair or mount of hope?

Authored by Martyn Goss
Posted: Mon, 01/19/2015 - 10:23am

In the past few months I have been struck by what we could call the ‘parable of the pit’, reflecting on how, in our society, we are digging ourselves into a dangerous hole, the sides of which may very well fall in and bury us. The economic globalisation of the world means that large corporations rule over or through democratic governments, with the result that increasingly more human activity is subjected to the pressures of maximising short-term profit and avoiding the results of longer term consequences for the Earth and its inhabitants. Ecological pressures and environmental problems...

EDDC Leader sees positive days ahead

Paul Diviani sends New Year message to East Devon residents:

In the darkest, nay, dampest, days of winter, I always feel driven to think positively of the future. It seems so long since 2008 when the financial world changed and with it the world of local Government.

Over the years, we have always been a cautious Council and that has largely paid off when the going got rough. We have protected our frontline services and cut and trimmed our back office requirements. Our satisfaction ratings are the highest they have ever been with the exception of planning – but the latter is...

Bishop Robert's Christmas message

Christmas is a great time for catching up with family and friends. Long, lazy meals are chances to tell old stories, relax and laugh.

For some, of course, the joy of Christmas is muted by sadness or loneliness. When the front door is shut, what surfaces for some of us are only unhappy memories.

There is often a huge gap between the fantasy world of the adverts and the reality we face. The fantasy world says life is a series of treats and choices: ‘It’s your call’, ‘Do what you want’, ‘Go on, spoil yourself. You’re worth it’. But reality is about getting up in the morning...

Blog: Reclaiming Christmas

Authored by Martyn Goss
Posted: Mon, 12/15/2014 - 5:08pm

Let’s be honest, Christmas in Britain today is a messy shambles as a religious occasion.

The original story of an unknown Jewish family struggling with tyrannical life in Roman-occupied Palestine has been almost tinselled to death. Layers of cultural interpretation over two thousand years have brought us to a grossly consumerist ‘celebration’ which is totally soaked with meaningless stress, tat and emptiness. We are already saturated with plastic gifts paid for by debt through plastic money. When gross images of Father Christmas urge us to spend more and more, the red-robed Santa...

Haiti, an aid crisis, five years on

Nearly five years ago, Haiti was struck with a massive 7.0 scale earthquake that killed up to 300,000, and left 1.5 million homeless. Today however, it remains a country riven with problems, despite the promises of the biggest humanitarian mobilization of a generation.

When the disaster struck in 2010, I went to Haiti, and spent seven months working in the relief effort for an NGO, and saw the destruction first-hand. The reasons for its continuing problems despite massive aid relief lie not a lack of resources, or willing hands, but in the way we treat stricken countries in general...

Why do we react extremely to extremism?

Authored by Martyn Goss
Posted: Tue, 11/11/2014 - 9:23am

Over 400 years ago a ‘terror’ cell in London headed up by Robert Catesby planned an extreme act of violence (blowing up parliament) as a reaction to the intolerance and persecution inflicted on his community by what was felt to be a very oppressive monarch (King James I). What had initially been a plan for regicide was transformed into a plot to destroy the government in one single explosive event. We commemorate this every year with our own fires and fireworks on November 5th.

Much has been said emotively about ‘extremism’ in recent months. The word has been linked with those who...

Women's biggest niggles revealed

Authored by News Desk
Posted: Fri, 11/07/2014 - 7:18pm

Bad manners, telemarketing calls and bras digging in are among the top annoying ‘niggles’ that women in Exeter face on a daily basis.

Survey figures revealed that on average females experience at least five annoying niggles on a daily basis, including bad manners (50%), telemarketing calls (45%), ill-fitting lingerie (38%) and annoying Facebook statuses (37%), all filling the top 10 of life’s daily annoyances.

The research, for Triumph lingerie, also showed more than half (62%) of women in Exeter actively seek help to overcome their daily niggles, with talking to a friend...

Crisis facing Devon NHS

Authored by Ben Bradshaw
Posted: Fri, 10/31/2014 - 11:25am

The NHS in Devon has warned it might have to restrict certain treatments and operations and stop others completely because of the financial crisis it finds itself in.

The Devon Clinical Commissioning Group (CCG), the new organisation set up to commission (buy) care on behalf of the public, is facing a £14.7 million deficit this year and the situation is only expected to get worse.

Among the measures it is considering are:

- Ending completely IVF treatment for couples finding it difficult to have a baby, in spite of the official national guidance from NICE (The...

Who gets the most in benefits?

Authored by andyhannan
Posted: Tue, 10/21/2014 - 9:36am

Who really benefits most from welfare spending? A lot of people think that it’s the unemployed. So then, what percentage of welfare spending do you think goes to the unemployed, through Jobseekers Allowance - 50%, 25% or 10%?

The answer, according to the Department for Work and Pensions Annual Report for 2013-14, is just 2.34%. Of an overall annual expenditure of £163 billion, Jobseekers Allowance gets £3.81 billion. However, over half (50.93%) of DWP benefit money goes to those who receive the State Pension - £83.14 billion.

The top fifteen most expensive benefits (£...

Top video

Selco Builders Warehouse | England Rugby star Jack Nowell visits Exeter Saracens junior teams

England ace Jack delivers tips to Saracens

Exeter Weather