Homes & Gardens

First-time buyers need to borrow up to five times their salary to get on the property ladder in Exeter, new figures show.

The city ranks ninth in a list of 20 of the country’s least affordable locations compiled by online mortgage broker Mojo Mortgages.

Homes in Exeter typically command a price tag of more than £333,000, compared to the national average of £287,830.

With residents typically earning £26,710 a year, a couple who’d saved a 15 per cent deposit would have to borrow seven times their salary for a mid-market home.

The top 20 most expensive...

It’s hard to study and keep your thoughts organized if your room is basically nothing but a cluttered mess. Not only that, but expect that it will also be inconvenient during rush study sessions and emergency catch-up studies.

That said, it’s understandable if you want to know some ways how to increase storage space without having to spend a lot of time and money. It can be impractical to spend a lot on home improvement while you’re still a student after all.

For your reference, we prepared five of the best and most budget-friendly steps that you can take to get more...

So, let’s imagine that you recently bought a new home and you can’t wait to move in with your loved ones. In an ideal world, a new home should have minimal defects, and if any, they should be easily fixable. Unfortunately, that is not always the case. Many individuals have invested their hard-earned money into buying a home only to move in and find serious problems such as structural issues or even missing insulation.

Ensure that you do a home inspection, especially if you are buying a previously owned home. If the home inspection reveals that some of the appliances and systems...

Repairing or replacing your old windows can be a tedious task. In addition, there's a lot of information a buyer should know before making the final purchase. For example, replacement windows are different from new construction windows because you will use pre-existing window openings.

So when it comes to shopping for new windows, you can choose from two options: replacement windows or new construction windows. Each type is best suited for a specific situation, so you should determine which one is most appropriate as a homeowner.

They are often used...